Dave Ramsey Endorsed Local Provider.
Select Your Policy advisors have been endorsed as Dave Ramsey Pros — formally vetted and approved to serve clients who trust Dave Ramsey's financial guidance. We write personal lines coverage for these clients with the same independence and integrity Dave Ramsey's philosophy demands.
What it means to be an Endorsed Local Provider.
The Dave Ramsey Endorsed Local Provider program connects Dave Ramsey's audience — millions of people actively working to get out of debt, build wealth, and make smart financial decisions — with local professionals who share that philosophy. An ELP isn't just any agent who signed up. Dave Ramsey only endorses providers who demonstrate a client-first approach, honest advice, and a genuine commitment to the client's financial well-being.
Your Policy advisors who hold ELP status have been formally reviewed and approved by Ramsey Solutions. They understand Dave Ramsey's financial principles and are prepared to serve clients who live by them — which means recommending the right coverage at the right price, never overselling, and always putting the client's budget and goals ahead of commission.
Clients referred through the Dave Ramsey ELP program receive personal lines coverage — auto, home, renters, life, and umbrella — from an advisor who understands where insurance fits in a broader financial plan.
Your Policy ELP at a Glance
What we cover through ELP
- Auto insurance — personal vehicles
- Homeowners insurance
- Renters insurance
- Personal umbrella
- Life insurance — term and permanent
- Flood and specialty personal lines
What it means to be a Dave Ramsey Pro.
Not every Your Policy advisor holds ELP status. The advisors who do have earned a specific designation — here's what that means for you as a client.
Personally Endorsed
Dave Ramsey's name is on the endorsement — which means the standard is his. ELP advisors are reviewed against a specific set of criteria that reflect his financial philosophy: honest, client-first, no pressure, no products you don't need.
Trained on the Ramsey Philosophy
Our ELP advisors understand the Baby Steps, the debt snowball, and how insurance fits into the overall financial picture Dave Ramsey teaches. They don't just sell policies — they help clients understand how coverage decisions align with their financial goals.
Right Coverage at the Right Price
Dave Ramsey clients are often working a budget aggressively. Our ELP advisors are trained to find coverage that genuinely fits — not the highest-commission plan, not unnecessary add-ons. The goal is the right protection at a price that supports the client's broader financial plan.
Independent — Not Captive
Your Policy ELP advisors are independent — meaning they shop multiple carriers to find the best fit for each client. Unlike captive agents who represent a single company, our advisors have no obligation to recommend one carrier over another. The best option for you wins.
Personal Lines Specialists
ELP coverage through Your Policy focuses on personal lines — auto, home, renters, life, and umbrella. These are the coverages that matter most to families working Dave Ramsey's financial plan, and the lines our ELP advisors are specifically prepared to write.
Local and Accountable
Your ELP advisor is local to your region — not a national call center. They know the carriers available in your state, the requirements in your market, and the community you live in. And because the endorsement is maintained through ongoing performance, they stay accountable long after the policy is written.
Find your region.
Each region links to the Your Policy ELP page for that area. Click your region to connect with your local advisor.
Dave Ramsey ELP — common questions.
An ELP is a local professional formally endorsed by Dave Ramsey in a specific geographic area. Dave Ramsey only endorses providers who demonstrate a client-first philosophy and a commitment to honest advice. ELP status is reviewed — it isn't given to anyone who asks.
Not every Your Policy advisor holds ELP status. ELP designation is held by specific advisors at Blue Ridge Insurance (Forest, VA) and McCoy Holliston (White Salmon, WA), who have been individually reviewed and endorsed. When you contact us through an ELP region link, you're connected directly to the endorsed advisor for that area.
Through the Dave Ramsey ELP program, Your Policy writes personal lines coverage — auto, home, renters, personal umbrella, life insurance, and flood. We do not write commercial insurance, employee benefits, or Medicare coverage through the ELP program. Those lines are available directly through Your Policy outside of the ELP program.
No. ELP status has no effect on your premium. Your Policy advisors are independent — they compare multiple carriers to find the best value for your situation. The endorsement reflects how we serve clients, not what we charge them.
Not at all. Anyone looking for personal lines insurance guidance is welcome to reach out. The ELP program is how Dave Ramsey's audience finds us — but our approach to honest, independent advice applies to every client regardless of how they found us.
Yes. Your Policy writes personal lines in all 50 states. If your area isn't currently an active ELP region, contact us directly and a Your Policy advisor can still assist you. We're actively expanding our ELP footprint.
Find your region. Talk to a Dave Ramsey Pro.
Select Your Policy advisors are formally endorsed to serve Dave Ramsey clients — independent, honest, and trained to help you find coverage that fits your financial plan.