Merlinsky Insurance — Greater Houston Independent Insurance Advisors.
Serving Houston and the greater metro area with independent personal, commercial, employee benefits, life & health, and Medicare insurance. Carrier-agnostic advice for Houston families and businesses.
Houston's independent insurance agency — carrier-agnostic advice for the Bayou City.
Merlinsky Insurance is a Houston-based independent agency serving individuals, families, and businesses across the greater Houston metro. Our advisors provide honest, carrier-agnostic guidance across all major lines of insurance.
As a Your Policy Company, Merlinsky offers expanded carrier access and the full range of coverage lines backed by the home-office platform — without losing the local touch that makes us a trusted name in Houston.
Why clients choose Merlinsky Insurance
- Greater Houston metro expertise
- Independent — not tied to any single carrier
- All five lines through the Your Policy platform
- Carrier-agnostic advice on every engagement
- Personal service from local Houston advisors
Insurance products Merlinsky Insurance offers.
Click any product to learn more about coverage options available through Your Policy.
Personal Insurance
Auto, homeowners, renters, umbrella, and specialty coverage for Houston families.
Commercial Insurance
General liability, workers' comp, commercial auto, property, and BOP for Houston businesses.
Employee Benefits
Group medical, dental, vision, life, and disability for Texas employers.
Life & Health Insurance
Individual and family medical, life insurance, disability, and supplemental health.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D plans for Houston residents.
Common coverage questions
Merlinsky Insurance is a fully independent insurance agency — not tied to any single carrier. As a Your Policy Company, we compare multiple top-rated carriers to find the right coverage at the right price for each client in Houston and across Texas.
Click the Get a Free Quote button at the top of this page, or call our office directly at (713) 621-4288. One of our advisors will walk you through your options and help you find the right coverage.
We're here when you need us.
Whether you need to report a claim, update your policy, or just have a question — Merlinsky Insurance is here to help.
Call Our Office
Speak directly with a Merlinsky Insurance advisor during business hours. No automated menus — a real person answers.
(713) 621-4288Report a Claim
Need to file a claim? Contact our office and we'll connect you with your carrier's claims team and walk you through every step.
Call to report a claimPolicy Questions
Need a certificate of insurance, want to update your policy, or have a billing question? We handle all policy service needs.
Contact our teamCoverage Review
Not sure your current coverage still fits? Our advisors offer annual reviews to make sure you're properly protected.
Schedule a reviewAdditional Insured
Need to add a landlord, lender, or business partner as an additional insured? We'll process the request quickly.
Call our officeOffice Hours
Open Monday through Friday, 8:30 AM to 5:00 PM. For after-hours claims, your carrier's 24/7 claims line is available.
Call (713) 621-4288Making a payment is simple.
Merlinsky Insurance makes it easy to pay your premium. Our team is always available to help if you have billing questions.
Payment questions
Call our office at (713) 621-4288 during business hours (Monday–Friday, 8:30 AM–5:00 PM) and our team will process your payment. We accept credit cards, debit cards, and electronic checks.
For after-hours payments, most carriers offer direct payment portals online. Call our office during business hours and we'll provide your carrier's specific payment portal information so you're set up for future payments at any time.
Yes — most of our carrier partners offer automatic payment options. Contact our office and we'll connect you with your carrier's customer portal to set up recurring payments.
Get a free quote from Merlinsky Insurance.
Independent advisors. Local Houston expertise. Serving greater Houston with honest, carrier-agnostic advice.