Kouser Insurance Agency — Texas Independent Insurance Advisors.
Serving Dallas and Texas with independent personal, commercial, employee benefits, life & health, and Medicare insurance. Honest, carrier-agnostic advice. A Your Policy Company.
Dallas's independent insurance agency — honest advice for Texas families and businesses.
Kouser Insurance Agency is a Dallas-based independent insurance agency serving individuals, families, and businesses across Texas. Our advisors provide honest, carrier-agnostic guidance across all major lines of insurance — comparing multiple top-rated companies to find the right coverage at the right price for each client.
As a Your Policy Company, Kouser Insurance Agency has access to an expanded carrier platform and the full range of coverage lines, backed by home-office infrastructure that lets our advisors focus on clients and the Texas community they serve.
Why clients choose Kouser Insurance Agency
- Dallas and Texas community expertise
- Independent — not tied to any single carrier
- All five lines of business through Your Policy
- Carrier-agnostic advice on every engagement
- Personal service from local Texas advisors
Insurance products Kouser Insurance Agency offers.
Click any product to learn more about coverage options available through Your Policy.
Commercial Insurance
General liability, workers' comp, commercial auto, property, and BOP for Dallas businesses.
Employee Benefits
Group medical, dental, vision, life, and disability for Texas employers of all sizes.
Personal Insurance
Auto, homeowners, renters, umbrella, and specialty coverage for Dallas families.
Life & Health Insurance
Individual and family medical, life insurance, disability, and supplemental health coverage.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D plans for Dallas residents.
Common coverage questions
Kouser Insurance Agency is a fully independent insurance agency — not tied to any single carrier. As a Your Policy Company, we compare multiple top-rated carriers to find the right coverage at the right price for each client in Dallas and across Texas.
Click the Get a Free Quote button at the top of this page, or use the contact form to reach our advisors. One of our team members will walk you through your options and help you find the right coverage.
We're here when you need us.
Whether you need to report a claim, update your policy, or just have a question — Kouser Insurance Agency is here to help.
Call Our Office
Speak directly with a Kouser Insurance advisor during business hours. No automated menus — a real person answers.
Contact our officeReport a Claim
Need to file a claim? Contact our office and we'll connect you with your carrier's claims team and walk you through every step.
Report a claimPolicy Questions
Need a certificate of insurance, want to update your policy, or have a billing question? We handle all policy service needs.
Contact our teamCoverage Review
Not sure your current coverage still fits? Our advisors offer annual reviews to make sure you're properly protected as your life and business evolve.
Schedule a reviewAdditional Insured
Need to add a landlord, lender, or business partner as an additional insured? We'll process the request quickly.
Contact our officeOffice Hours
Open Monday through Friday, 8:30 AM to 5:00 PM. For after-hours claims, your carrier's 24/7 claims line is available.
Get in touchMaking a payment is simple.
Kouser Insurance Agency makes it easy to pay your premium. Our team is always available to help if you have billing questions.
Payment questions
Contact our Dallas office during business hours (Monday–Friday, 8:30 AM–5:00 PM) and our team will process your payment. We accept credit cards, debit cards, and electronic checks.
For after-hours payments, most carriers offer direct payment portals online. Contact our office during business hours and we'll provide your carrier's specific payment portal information so you're set up for future payments at any time.
Yes — most of our carrier partners offer automatic payment options. Contact our office and we'll connect you with your carrier's customer portal to set up recurring payments.
Get a free quote from Kouser Insurance Agency.
Independent advisors. Local Dallas expertise. Serving Dallas and Texas with honest, carrier-agnostic advice.