JnR Insurance Agency — We've Got It Covered.
Serving Brighton and the greater Denver area with independent personal, commercial, employee benefits, life & health, and Medicare insurance. Honest advice, dozens of carriers.
Brighton's independent insurance agency — serving greater Denver and Northern Colorado.
JnR Insurance Agency is a Brighton-based independent insurance agency serving individuals, families, and businesses across the Denver metro area and Northern Colorado. Our advisors provide honest, independent guidance across all major lines of coverage.
As a Your Policy Company, JnR offers expanded carrier access and the full range of coverage lines for greater Denver clients — backed by a national platform while staying rooted in the local community.
Why clients choose JnR Insurance Agency
- Brighton and greater Denver area expertise
- Independent — not tied to any single carrier
- All five lines of business through Your Policy
- Colorado insurance market knowledge
- Personal service from local Northern Colorado advisors
Insurance products JnR Insurance Agency offers.
Click any product to learn more about coverage options available through Your Policy.
Personal Insurance
Auto, homeowners, renters, umbrella, and specialty coverage for Brighton families.
Commercial Insurance
General liability, workers' comp, commercial auto, property, and BOP for Brighton businesses.
Employee Benefits
Group medical, dental, vision, life, and disability for Colorado employers.
Life & Health Insurance
Individual and family medical, life insurance, disability, and supplemental health.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D plans for Brighton residents.
Common coverage questions
JnR Insurance Agency is a fully independent insurance agency — not tied to any single carrier. As a Your Policy Company, we compare multiple top-rated carriers to find the right coverage at the right price for each client in Brighton and across Colorado.
Click the Get a Free Quote button at the top of this page, or call our office directly at (303) 659-5200. One of our advisors will walk you through your options and help you find the right coverage.
We're here when you need us.
Whether you need to report a claim, update your policy, or just have a question — JnR Insurance Agency is here to help.
Call Our Office
Speak directly with a JnR Insurance Agency advisor during business hours. No automated menus — a real person answers.
(303) 659-5200Report a Claim
Need to file a claim? Contact our office and we'll connect you with your carrier's claims team and walk you through every step.
Call to report a claimPolicy Questions
Need a certificate of insurance, want to update your policy, or have a billing question? We handle all policy service needs.
Contact our teamCoverage Review
Not sure your current coverage still fits? Our advisors offer annual reviews to make sure you're properly protected.
Schedule a reviewAdditional Insured
Need to add a landlord, lender, or business partner as an additional insured? We'll process the request quickly.
Call our officeOffice Hours
Open Monday through Friday, 8:30 AM to 5:00 PM. For after-hours claims, your carrier's 24/7 claims line is available.
Call (303) 659-5200Making a payment is simple.
JnR Insurance Agency makes it easy to pay your premium. Our team is always available to help if you have billing questions.
Payment questions
Call our office at (303) 659-5200 during business hours (Monday–Friday, 8:30 AM–5:00 PM) and our team will process your payment. We accept credit cards, debit cards, and electronic checks.
For after-hours payments, most carriers offer direct payment portals online. Call our office during business hours and we'll provide your carrier's specific payment portal information so you're set up for future payments at any time.
Yes — most of our carrier partners offer automatic payment options. Contact our office and we'll connect you with your carrier's customer portal to set up recurring payments.
Get a free quote from JnR Insurance Agency.
Independent advisors. Local Brighton expertise. Serving greater Denver with honest, carrier-agnostic advice.


