Frontier Insurance Solutions — Local Expertise, Independent Advice.
Serving Billings, MT and Williston, ND with independent personal, commercial, employee benefits, life & health, and Medicare insurance. Deep Northern Plains expertise backed by the Your Policy platform.
Built for the Northern Plains. Backed by a national platform.
Frontier Insurance Solutions has deep roots in the agricultural and energy communities of Montana and North Dakota. Our advisors understand the risk landscape of the region — from farm and ranch exposure to the commercial insurance needs of the oil and gas industry operating across the Williston Basin.
As a Your Policy Company, Frontier now offers the full range of coverage lines — personal, commercial, employee benefits, life and health, and Medicare — backed by a carrier platform and home-office infrastructure.
Why clients choose Frontier Insurance Solutions
- Local advisors who know Montana and North Dakota risk
- Agricultural and farm coverage expertise
- Energy sector commercial insurance experience
- Two locations — Billings, MT and Williston, ND
- Independent access to dozens of carriers
- All five lines through the Your Policy platform
Insurance products Frontier Insurance Solutions offers.
Click any product to learn more about coverage options available through Your Policy.
Personal Insurance
Auto, homeowners, renters, umbrella, and specialty coverage for Northern Plains families.
Commercial Insurance
General liability, workers' comp, commercial auto, property, farm & ranch, and energy sector coverage.
Employee Benefits
Group medical, dental, vision, life, and disability for MT and ND employers.
Life & Health Insurance
Individual and family medical, life insurance, disability, and supplemental health.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D plans for Billings and Williston residents.
Common coverage questions
Frontier Insurance Solutions is a fully independent insurance agency — not tied to any single carrier. As a Your Policy Company, we compare multiple top-rated carriers to find the right coverage at the right price for each client across Montana and North Dakota.
Click the Get a Free Quote button at the top of this page, or call our office directly at (406) 281-8145. One of our advisors will walk you through your options and help you find the right coverage.
We're here when you need us.
Whether you need to report a claim, update your policy, or just have a question — Frontier Insurance Solutions is here to help.
Call Our Office
Speak directly with a Frontier Insurance advisor during business hours. No automated menus — a real person answers.
(406) 281-8145Report a Claim
Need to file a claim? Contact our office and we'll connect you with your carrier's claims team and walk you through every step.
Call to report a claimPolicy Questions
Need a certificate of insurance, want to update your policy, or have a billing question? We handle all policy service needs.
Contact our teamCoverage Review
Not sure your current coverage still fits? Our advisors offer annual reviews to make sure you're properly protected.
Schedule a reviewAdditional Insured
Need to add a landlord, lender, or business partner as an additional insured? We'll process the request quickly.
Call our officeOffice Hours
Open Monday through Friday, 8:30 AM to 5:00 PM. For after-hours claims, your carrier's 24/7 claims line is available.
Call (406) 281-8145Making a payment is simple.
Frontier Insurance Solutions makes it easy to pay your premium. Our team is always available to help if you have billing questions.
Payment questions
Call our office at (406) 281-8145 during business hours (Monday–Friday, 8:30 AM–5:00 PM) and our team will process your payment. We accept credit cards, debit cards, and electronic checks.
For after-hours payments, most carriers offer direct payment portals online. Call our office during business hours and we'll provide your carrier's specific payment portal information so you're set up for future payments at any time.
Yes — most of our carrier partners offer automatic payment options. Contact our office and we'll connect you with your carrier's customer portal to set up recurring payments.
Get a free quote from Frontier Insurance Solutions.
Independent advisors. Northern Plains expertise. Serving Billings, MT and Williston, ND with honest, carrier-agnostic advice.