All Coverage Insurance — Richmond Metro Independent Insurance Advisors.
Serving Midlothian, Richmond, and surrounding Virginia communities with independent personal, commercial, employee benefits, life & health, and Medicare coverage.
Midlothian-based independent insurance agency serving the Richmond metro area.
All Coverage Insurance is a Midlothian-based independent agency serving individuals, families, and businesses across the Richmond metropolitan area. Our advisors provide honest, carrier-agnostic guidance across all major lines of insurance.
As a Your Policy Company, All Coverage has access to an expanded carrier platform and the full range of coverage lines, backed by operational support that lets our advisors focus on clients.
Why clients choose All Coverage Insurance
- Midlothian and Richmond metro expertise
- Independent — not tied to any single carrier
- All five lines of business through Your Policy
- Personal service from local Virginia advisors
- Competitive carrier access across Virginia
Insurance products All Coverage Insurance offers.
Click any product to learn more about coverage options available through Your Policy.
Personal Insurance
Auto, homeowners, renters, umbrella, and specialty coverage for Midlothian families.
Commercial Insurance
General liability, workers' comp, commercial auto, property, and BOP for Midlothian businesses.
Employee Benefits
Group medical, dental, vision, life, and disability for Virginia employers.
Life & Health Insurance
Individual and family medical, life insurance, disability, and supplemental health.
Medicare Insurance
Medicare Advantage, Medicare Supplement, and Part D plans for Midlothian residents.
Common coverage questions
All Coverage Insurance is a fully independent insurance agency — not tied to any single carrier. As a Your Policy Company, we compare multiple top-rated carriers to find the right coverage at the right price for each client in Midlothian and across Virginia.
Click the Get a Free Quote button at the top of this page, or call our office directly at (804) 706-1764. One of our advisors will walk you through your options and help you find the right coverage.
We're here when you need us.
Whether you need to report a claim, update your policy, or just have a question — All Coverage Insurance is here to help.
Call Our Office
Speak directly with an All Coverage Insurance advisor during business hours. No automated menus — a real person answers.
(804) 706-1764Report a Claim
Need to file a claim? Contact our office and we'll connect you with your carrier's claims team and walk you through every step.
Call to report a claimPolicy Questions
Need a certificate of insurance, want to update your policy, or have a billing question? We handle all policy service needs.
Contact our teamCoverage Review
Not sure your current coverage still fits? Our advisors offer annual reviews to make sure you're properly protected.
Schedule a reviewAdditional Insured
Need to add a landlord, lender, or business partner as an additional insured? We'll process the request quickly.
Call our officeOffice Hours
Open Monday through Friday, 8:30 AM to 5:00 PM. For after-hours claims, your carrier's 24/7 claims line is available.
Call (804) 706-1764Making a payment is simple.
All Coverage Insurance makes it easy to pay your premium. Our team is always available to help if you have billing questions.
Payment questions
Call our office at (804) 706-1764 during business hours (Monday–Friday, 8:30 AM–5:00 PM) and our team will process your payment. We accept credit cards, debit cards, and electronic checks.
For after-hours payments, most carriers offer direct payment portals online. Call our office during business hours and we'll provide your carrier's specific payment portal information so you're set up for future payments at any time.
Yes — most of our carrier partners offer automatic payment options. Contact our office and we'll connect you with your carrier's customer portal to set up recurring payments.
Get a free quote from All Coverage Insurance.
Independent advisors. Local Midlothian expertise. Serving the Richmond metro with honest, carrier-agnostic advice.