Terms of Service | YourPolicy

Terms of Service

Terms & Conditions

Your Policy is an authorized reseller of select national carriers. Carrier names and service marks are the property of their respective owners. Carriers vary by policy type.

Needs vary by individual customer. Your Policy works with customers to determine the types and amount of coverage needed and will make recommendations to ensure customers have the appropriate coverage. The customer’s personal information and needs will be presented to approved carriers for quote. Carrier availability and policy approval are not guaranteed. The final carrier recommendation and associated quote will be presented for customer decision and approval.

SMS Terms & Conditions

When you respond to a Your Policy marketing advertisement (using keywords like MONEY, HOME, POLICY, SAVE, etc), you will receive a message asking for your address so that we can use our technology to provide you with a quote for homeowner’s. We will only message you in relation to your policy request or, if you become a customer, service-related items relating to your policy’s life cycle and future renewal. The number of messages sent and frequency varies. You will not receive unsolicited marketing messages from us via text.

You can opt out of receiving any messages at any time. Just text “STOP” to 232323. After you send the message “STOP” to us, we will send you a reply message to confirm that you have been unsubscribed. After this, you will no longer receive messages from us. If you want to opt in again, just initiate the conversation as you did the first time or text “START” to 232323.

If at any time you need help, just text “HELP” to 232323. After you send the message “HELP” to us, we will respond with our email and phone number to use for assistance as well as how to unsubscribe.

We can deliver messages to most U.S. mobile phone carriers.

As always, message and data rates may apply for any messages sent to you from us and to us from you. If you have any questions about your text plan or data plan, it is best to contact your wireless provider. For all questions about the services provided by this short code, you can send an email to [email protected]. If you have any questions regarding privacy, see our privacy policy.

ELECTRONIC RECORD AND SIGNATURE DISCLOSURE

Your PolicyInterests, LLC (collectively, “TGS” or “we”) strives to effectively and conveniently serve its customers (“you”).  From time to time, we may be required by law, or choose to, provide to you certain written notices or disclosures.  By “accepting” the ESRD terms, you are agreeing that you have read and understand these terms, and that you want to conduct business with Your Policy using electronic communications, to receive notices and disclosures electronically, and to use electronic signatures to make legally binding contracts.  You are voluntarily electing to conduct matters electronically; if you prefer not to do so, you can receive paper copies as described below.

Please read the information below carefully and thoroughly, and click “accept” to show your agreement to use this process or “reject” if you want to opt-out and use paper.

Access to the Electronic Documents

Your Policy understands that even if you want to receive documents electronically, you need to be able to read, access, print and send them so that you can effectively process and retain the documents.  The Your Policy system allows you to view, download, print, and share (to another email address) any document sent electronically.  See the system requirements set out below.  By clicking “accept”, you are confirming in particular that (i) that you are able to print on paper or electronically save this ERSD for your future reference and access; or (ii) that you are able to email this ERSD to an email address where you will be able to print on paper or save it for your future reference and access.

Validity of Electronically Signed or Delivered Documents

You understand that by accepting the ESRD, you are (i) agreeing that any electronically signed document is legally valid and enforceable, just as if you had signed it manually on paper and (ii) agreeing to receive electronically any notices and disclosures required under applicable law.  You may withdraw your consent at any time.

Scope of Consent

You agree to receive electronic notices, disclosures, and electronic signature documents with all related and identified documents and disclosures provided over the course of your relationship with Your Policy.  You may at any point withdraw your consent by following the procedures described below.

Paper Copies

You can download and print documents when you receive any document.  For documents to be signed, you can download or print either before or after you electronically sign.  You will also receive notice when all parties have electronically signed the document and will be able to read and print the document.  But, also, at any time upon request, Your Policy will provide, at no charge, a paper copy of any record provided or made available electronically to you by us, including the legally binding agreements you sign electronically. You can request a paper copy by following the instructions on how to contact Your Policy below.

Withdrawing Consent

First of all, you can withhold your consent to electronic disclosures by clicking “Reject”.  But, even if you click “Accept” now (in which you are agreeing to receive notices and disclosures from Your Policy electronically), you can change your mind later and withdraw your consent so that you receive paper notices in the future.  If you want to withdraw your consent, follow the instructions on how to contact Your Policy below.

Impact of Selecting Paper Delivery

We understand if you prefer paper, but keep in mind that the paper process will take longer to complete and you will not be able to sign electronically.  It may slow the speed at which we can complete certain steps in transactions with you and delivering services to you because we will need first to send the required notices or disclosures to you in paper format, and then wait until we receive back from you your acknowledgment of your receipt of such paper notices or disclosures.

Electronic Delivery/Updating Information

Unless you “reject” the ESRD or later withdraw your consent, Your Policy will provide electronically all required notices, disclosures, authorizations, acknowledgments, and other documents that are required to be provided or made available to you during the course of our relationship with you. To update or confirm the email address we use to communicate with you, please follow the instructions on how to contact Your Policy below. Make sure and include your previous email address and your new email address.

To Contact TGS

You may contact Your Policy to update your email address, request paper copies, and withdraw your prior consent to receive notices and disclosures electronically by sending an email to [email protected].

Required Hardware and Software

The minimum system requirements for receiving notices electronically and completing the electronic signature process may change over time.  For the current requirements, email or text.

Privacy Policy

The privacy policy governs any personal information you provide to us and tells you how we will use and store your information.

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