Need Help Finding The Right Policy?

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Frequently Asked Questions

Many insurers select their policy too quickly after purchasing a car. Don’t choose your auto insurance without carefully looking at the details of the policy. The insurance agents at AMM Insurance Agency can help you compare policies in minutes and get an affordable rate with coverage to protect you, your car, and your passengers.

Be honest, everyone wants to save money. Call Gengler Insurance Agencies today to get a quote and see how much money you save on your auto insurance. Some of the discounts we have available include: Anti-Theft Devices, Anti-Lock Brakes, Multi-Policy, Longevity, Payment Plan, Youthful, Driver, Auto Accident Prevention Course, College Student, Driver Training, Reduced Usage, Safe Driver, Multi-Car, Age 55 or Over, Passive Restraints

Homeowner insurance policies will consider your location, replacement costs, home improvements, and any home security systems. You can qualify for additional discounts by bundling your home and auto insurance, being a long-time customer, having a history of no claims, or choosing a higher deductible. This can also be done through paying your premium in one lump sum, being a first-time homeowner, being married or widowed, or living in an area with a Homeowners Association (HOA).

Car insurance rates can be based on your zip code, driving record, age, marital status, credit score, and choice of car. Of course, the amount of coverage that you decide to buy is an important factor when determining your rate. Choosing auto insurance at Kouser Insurance Agency is quick and easy. It takes our agents minutes to find the protection you need.

Gengler Insurance Agencies has business insurance for all types of companies… big or small. We have plenty of options and resources to show you. Most business owners need insurance to protect themselves from the following: Slip and Fall, Fires, Water & Freezing, Hail Damage, Strong Wind Damage, Burglary Other Types of coverage include: Worker's Comp, Business Auto, General Liability, Business Interruption, Property, Contents

Gengler Insurance Agencies can protect your home from some of the following tragedies: Hail Damage, Lightning, Fire, Explosions, Theft and Much More...

Your Homeowner Policy Does Not Cover Flooding. If you want your home protected from flood damage, you need to invest in a separate policy in addition to your home insurance. Gengler Insurance Agencies can provide you with a policy through the National Flood Insurance Program (NFIP) or through one of our many national insurance partners. For more information, contact Gengler Insurance Agencies today. Texas 281-464-3443 Virginia 703-691-0200

The limits on your policy should be high enough to cover the cost of rebuilding your home at current market rates. Be careful not to buy insurance based on your mortgage as it may not cover the cost of rebuilding.

When you are buying life insurance, individual needs vary. We recommend that you talk with one of our licensed insurance agents to help determine the right coverage for your lifestyle and your budget. You should also consider consulting your attorney or financial advisor for any financial planning advice.

Yes. Should your insurance needs change, you have the flexibility to convert your policy to whole or universal life at various times during the policy’s term. This benefit, however, does expire. You will not need another medical exam should you decide to convert your term policy to permanent insurance.

With many carriers, yes. More revenue often equates to more risk/liability, and the carrier needs to charge a premium to properly cover the risk.

You want to be sure your family will be safe from the effects of losing your contribution to the household income. You don’t want your family to have to uproot their lives and change their living standards in the event their your premature or unexpected death. Life insurance is a financial instrument that allows you to protect your family and loved ones when you pass away. There are two major types of life insurance—term and whole life.

Another reason to own health insurance is to stay healthy. Many preventive services – like physical exams or checkups - are covered at 100%.

There are too many variables to simply estimate a cost. Insurance carriers can have complicated rating systems and require accurate information to determine an actual price. Gengler Insurance is happy to work on getting you a custom, accurate quote as quickly as possible.

Let us find the right insurance policy for you.

Send us a message and we’ll get back to you with a custom policy that fits your unique needs.