Welcome to our community-centric insurance services, prioritizing your peace of mind. From Home, Business, and Auto to Homeowners, Flood, and more, we safeguard your community’s well-being. Our comprehensive coverage is designed for homeowners and renters alike, ensuring a secure haven and shared spaces.
Tailored plans support local businesses, contributing to community growth. Auto insurance guarantees safe journeys, while Homeowners and Flood coverage extend beyond structures, protecting contents and memories.
Obtaining a quote is easy through our user-friendly platform. Life and Health insurance complete our offerings, fostering a healthier, safer community. With locations for personalized service, trust us as your community partner in securing what matters most.
Let us be your guide to the insurance marketplace
Personal Insurance
Whole Life/Permanent Insurance
Whole life or permanent insurance pays a death benefit whenever you die—even if you live to 100! In the case of traditional whole life, both the death benefit and the premium are designed to stay the same (level) throughout the life of the policy. The cost per $1,000 of benefit increases as the insured person ages, and it obviously gets very high when the insured lives to 80 and beyond.
The insurance company could charge a premium that increases each year, but that would make it very hard for most people to afford life insurance at advanced ages. So the company keeps the premium level by charging a premium that, in the early years, is higher than what’s needed to pay claims, investing that money, and then using it to supplement the level premium to help pay the cost of life insurance for older people.
By law, when these “overpayments” reach a certain amount, they must be available to the policyholder as a cash value if he or she decides not to continue with the original plan. The cash value is an alternative, not an additional, benefit under the policy.
Let Gengler Insurance Agencies help you choose a policy that fits your individual needs. Protecting your assets, whether personal, business, or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. Call us when you are considering Life Insurance. Texas 281-464-3443 Virginia 703-691-0200
Business Insurance
Safeguarding Your Business Journey with Customized Solutions
Gengler Insurance Agencies has business insurance for all types of companies… big or small. We have plenty of options and resources to show you. Most business owners need insurance to protect themselves from the following: Slip and Fall, Fires, Water & Freezing, Hail Damage and Much More, Strong Wind Damage, Burglary
Other Types of coverage include: Worker’s Comp, Business Auto, General Liability, Business Interruption, Property, Contents
Auto Insurance Discounts
Insurance for Your Automobile
Accidents happen. Make sure you’re covered. If you’re looking for the best rate for auto insurance, then your best choice is Gengler Insurance Agencies. We strive to provide our policyholders with the best coverage imaginable. Gengler Insurance Agencies can offer you some of the best discounts available today because of our extensive group of national partners. We also provide one of the highest levels of customer service in the insurance industry.
Auto Insurance Discounts
Be honest, everyone wants to save money. Call Gengler Insurance Agencies today to get a quote and see how much money you save on your auto insurance. Some of the discounts we have available include: Anti-Theft Devices, Anti-Lock Brakes, Multi-Policy, Longevity ,Payment Plan ,Youthful Driver, Auto Accident Prevention Course,College Student, Driver Training, Reduced Usage, Safe Driver, Multi-Car, Age 55 or Over, Passive Restraints
Home Insurance Coverage
Coverage For Where You Call Home
Your home is a huge investment. Natural disasters can wreak havoc on your house. Protecting your investment will ensure that if unfortunate events occur, you and your family have what you need to rebuild or replace.
If you’re not a homeowner quite yet, Gengler Insurance Agencies also has renter’s insurance to cover your belongings if something happens at your apartment. Also, contact us if you need condo insurance as well!
Homeowner Policies
Gengler Insurance Agencies can protect your home from some of the following tragedies: Hail Damage, Lightning, Fire, Explosions, Theft and Much More…
If you’re in need of flood insurance, we provide a separate policy for that. Visit that page for more information or call us
Texas 281-464-3443 Virginia 703-691-0200
Flood Insurance
Your Homeowner Policy Does Not Cover Flooding
If you want your home protected from flood damage, you need to invest in a separate policy in addition to your home insurance. Gengler Insurance Agencies can provide you with a policy through the National Flood Insurance Program (NFIP) or through one of our many national insurance partners. For more information, contact Gengler Insurance Agencies today. Texas 281-464-3443 Virginia 703-691-0200
Are You Sure You’re Fully Covered?
The worst feeling is having insurance and finding out it doesn’t cover all of your damages after an incident. Not all policies for flood cover backed up water, for example, water that backs up from sewers or drains. Here, at Gengler Insurance Agencies, we want to make sure you understand all of your options and all aspects of your coverages. Call us for a quote now! Texas 281-464-3443 and Virginia 703-691-0200.
Healht Insurance
Navigating the Maze of Health Insurance
In some cases, if you need medical attention, testing or surgery unexpectedly, the cost could be extremely expensive. One reason you would want to buy health insurance is to prepare for the unexpected. You never know when you’ll need medical help.
Another reason to own health insurance is to stay healthy. Many preventive services – like physical exams or checkups – are covered at 100%.
We understand how confusing the health insurance landscape can be. Call Gengler Insurance Agencies for help in determining the right fit for your budget and lifestyle. Texas 281-464-3443 Virginia 703-691-0200. Need a Health Insurance Quote? Click Here!