We assist with a wide range of benefits, including health, dental, vision, life insurance, disability coverage, retirement plans, and wellness programs. We work with you to customize a package that meets your employees’ needs while aligning with your budget.
Secure the best Employee Benefits package at an affordable price
BCSG has represented thousands of companies in the Houston area over the last 35 years. The volume of business that we have written during that time has created significant leverage with all of the Insurance carriers in the market. Also, our vast knowledge and experience in the employee benefits arena have allowed us to purchase and offer the type of HR Resources to clients that make their jobs a whole lot easier.
What type of insurance is available to protect my business and employees?
Below are some of the most common and most important insurance coverages that all businesses should consider.
If you’re in a hurry, you can also just give us a call 281-371-6420 for a free, quick quote on your insurance needs.
Health Insurance
We leverage our expertise and scale to provide cost-effective employee health insurance solutions. We guide you through health reform and offer tailored plans, including PPOs, HMOs, HSAs, and POS plans, to meet your business's needs.
Dental Insurance
Offering dental coverage helps attract and retain employees, as it’s one of the most requested benefits. Plans can be company-paid, voluntary, or a combination, with options like DMOs, PPOs, MAC plans, and indemnity plans. Our strong relationships with dental carriers enable us to secure preferred pricing for your business.
Vision Plans
Vision insurance is increasingly popular and often covers exams, glasses, contacts, and sometimes Lasik surgery. These plans can be offered as company-paid, voluntary, or a combination.
Long Term Disability Plans for Employee Benefits
Long-term disability coverage provides crucial income protection during extended illness or injury, helping employees stay financially stable. Plans can be customized and offered on a company-paid or voluntary basis.
Short Term Disability
Short-term disability plans bridge the gap before long-term coverage kicks in, offering immediate income protection after an accident or illness. These plans can also be company-paid or voluntary.
You have questions. We have answers.
Common Commercial Insurance Questions.
Business insurance safeguards your company against risks like property damage, liability claims, employee-related issues, and more. We provide tailored solutions, including general liability, workers’ compensation, professional liability, and commercial property insurance, to ensure comprehensive protection.
Yes, we keep you informed of changing regulations and ensure your employee benefits program complies with laws like the Affordable Care Act (ACA), COBRA, and ERISA. Our goal is to minimize compliance risks and streamline administration.
We conduct a thorough assessment of your business operations, industry, and risks to recommend the most appropriate coverage. By understanding your unique needs, we provide customized policies that protect your business while keeping costs manageable.
Voluntary insurance plans, such as disability, dental, vision, or supplemental health coverage, allow employees to customize their benefits while keeping costs manageable for your business. These plans are often employee-paid, giving them added options without impacting your bottom line.
We provide comprehensive support for benefits administration, including enrollment, compliance, and employee communication. Our goal is to simplify the process so you can focus on running your business while we handle the details.