How will commercial insurance protect my business?

As a business owner, you wear many hats. You have to keep your customers happy, support operations and maintain your reputation, all while keeping your eye on the bottom line. One of your most important responsibilities, however, is to protect your company, your investment, and your employees from an unexpected loss.

The ideal solution is Sav-On Insurance powered by YourPolicy commercial insurance product. Our commercial insurance is designed to cover the unique risks that come with owning any business. Our friendly, professional agents can help you choose the right policy for your needs, tailored specifically for your business. With commercial insurance, you’ll have peace of mind knowing that you, your employees, and your customers are protected from unexpected events.

Below is some information to help you better understand the different types of commercial insurance that we offer.

What type of insurance is available to protect my business and employees?

Below are some of the most common and most important insurance coverages that all businesses should consider.

For a free quote, call us today at 1-866-262-2544

Construction & Contracting

Insurance for specialized trade contractors, builders, and general contractors, ensuring your construction projects are protected.

Transportation & Delivery

Reliable insurance for courier, mail, newspaper delivery, and non-hire passenger transportation services, keeping your operations secure.

Industrial & Manufacturing

Specialized coverage for manufacturing businesses, logging, log transport, sawmills, and dirt, sand, and gravel operations, protecting your heavy-duty activities.

Agriculture & Food Services

Comprehensive insurance for farming, livestock, food services, restaurants, and pizza delivery, supporting your agricultural and culinary businesses.

Retail & Wholesale Trade

Reliable coverage for retail trade operations and wholesale trade, protecting your business, merchandise, and bulk transactions.

Landscaping & Seasonal Services

Tailored insurance for landscaping, snowplowing, and firewood services, ensuring smooth operations year-round.

Automotive & Towing Services

Specialized insurance for towing services, gas stations, and auto repair shops, ensuring business continuity and vehicle protection.

Trucking & Goods Transportation

Comprehensive insurance for trucking and goods transportation, safeguarding your logistics, deliveries, and cargo.

You have questions. We have answers.

Common Commercial Insurance Questions.

Sav-On Insurance powered by YourPolicy recommends Disability Insurance for owners instead of workers comp because it will provide coverage whether you are at work or play.

As an independent agency, Sav-On Insurance powered by YourPolicy represents over 100 insurance carriers and can receive quotes from top-tier companies like Allstate, Progressive and Travelers, to name just a few.

That depends on a variety of factors, but we can usually work with customers to establish a premium payment option.

Personal policies will not cover your truck for business use, but commercial policies will provide coverage for both personal and business use.

It depends on what types of commercial contracts YourPolicy is quoting. While commercial auto policy quotes are usually provided “same day,” other types of coverage quotes like admitted risks and non-admitted risks can take 2 – 5 days to receive.

Call us today at 1-866-262-2544

The most important factors that can positively and negatively affect your premium cost are lapse in coverage history, clean claim and operating histories, hiring practices, safety protocols, and length of business operations.