Find the right insurance with less hassle and more happiness

Kouser Insurance Agency is Powered by YourPolicy

Get a Quote

Great Customer Service Combined With Insurance Options as Unique as You

Homeowners Insurance

There is nowhere in the world more precious than your home. Homeowners insurance protects what you value most. Coverages include everything from damages to your home’s physical structure to loss of personal belongings. For more information on coverage options speak with one of our expert agents today!

Commercial Insurance

Protect your business against the unique risks and liabilities you face with our portfolio of small business insurance coverage options. With options including general liability, professional liability, and errors & omissions insurance we can help you select the best insurance options to protect your business.

Auto Insurance

Car insurance protects you and your family. Whether it’s a minor fender-bender or a major collision, we provide the coverage you need to get your life back to normal. With more carriers to choose from, we represent some of the best insurance companies to get you the quality coverage you need at competitive prices.

Life Insurance

What type of life insurance policy do you need? Let us help you find the best Term Life Insurance or Whole Life Insurance to protect you, your family, or your business in case the unthinkable happens. We are committed to making it as easy and convenient as possible to purchase quality life insurance.

Select Available Carriers

We give you more carrier choices than anyone else. Here are just a few.


American First Insurance

BlueCross BlueShield of Texas


Foremost Insurance Group

The Hartford



Republic Group

State Auto Insurance Companies

Challenging the Way You Traditionally Buy Insurance

Kouser Insurance Powered by YourPolicy challenges the traditional methods of providing insurance by giving consumers a more efficient way to reduce risk and protect themselves from the unexpected. We’ve been putting people first since 1979 and strive to build lifelong relationships while helping you build your customized insurance portfolio. Your needs are different from your neighbors’. We want to give you “YourPolicy”, not theirs. Let the team at Kouser Insurance educate you on the choices that best suit your needs.

As an insurtech company, Kouser Insurance solves the complex problem of shopping for insurance by connecting technology and live agents. Our direct-to-consumer platform gives you easy access to over 100 trusted carriers who understand your insurance needs. When you shop for insurance with Kouser Insurance, we eliminate the friction and frustration by giving you a problem-free experience.

Your have questions. We have answers.

Many insurers select their policy too quickly after purchasing a car. Don’t choose your auto insurance without carefully looking at the details of the policy. Kouser Insurance can help you compare policies in minutes and get an affordable rate with coverage to protect you, your car, and your passengers.

Home insurance policies will consider home improvements, your location, your health status, and how you secure your home. You can qualify for additional discounts by bundling your home and auto insurance, being a long-time customer, having a history of no claims, or choosing a higher deductible. Paying your premium in one lump sum Being a first-time homeowner Being married or widowed Living in an area with a Homeowners Association (HOA).

There are too many variables to simply estimate a cost. Insurance carriers can have complicated rating systems and require accurate information to determine an actual price. Kouser Insurance is happy to work on getting you a custom, accurate quote as quickly as possible.

Explore our resources

Learn about insurance basics and beyond with these resources from our experts
What is Cyber Liability Insurance?

In a world where nearly every aspect of business is conducted online, the constant threat of cyber attacks, such as…

Financial resilience: Why adequate insurance coverage is non-negotiable

In our uncertain world, having enough insurance coverage is like having a safety net that protects you from unexpected money…

Ensuring retirement stability: The vital role of insurance

Retirement is like a peaceful haven where you can enjoy life without the hustle of work. But to truly enjoy…