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Virginia, Tennessee, North Carolina, West Virginia, Maryland and DC’s Endorsed Local Provider for insurance solutions. Powered by YourPolicy

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Great Customer Service Combined With Insurance Options as Unique as You

Homeowners Insurance

Your home is one of your biggest assets. That’s why it’s important to do everything you can to protect it. We’ll help you plan for the unexpected with insurance coverage that’s just right for your home and your family.

Renters Insurance

When you rent or lease, your landlord’s insurance usually only protects the building itself—not your personal belongings. We’ll design coverage to protect your personal property and your lifestyle while renting.

Umbrella Insurance

Experiencing a major insurance claim or lawsuit could lead to personal financial loss if costs exceed coverage provided by your standard homeowners and auto policies. We’ll help protect your financial future.

Auto Insurance

Your vehicle can be a fairly costly investment—one that is exposed to many potential losses that are out of your control. We’ll make sure you have the protection you need at a price you can afford.

Life Insurance

You can’t put a dollar amount on your family, but you can ensure their future is protected. We can’t predict when the unexpected will happen, but we can help you prepare for it when it does.

Business Owners Insurance

A Business Owners Policy (BOP) combines business property and business liability insurance into one convenient policy. We’ll work with you to design coverage that protects your business from a variety of risks, unique to your industry. For commercial line-related queries, please call: (434)212-3352

Select Available Carriers

We give you more carrier choices than anyone else. Here are just a few.


American Modern

Augusta Mutual



Erie Insurance

Foremost Insurance

Grange Insurance


Challenging the Way You Traditionally Buy Insurance

At Blue Ridge Insurance powered by Your Policy, we offer caring, thoughtful insurance options to those looking to update and improve their insurance situation. We operate in Virginia, Tennessee, North Carolina, West Virginia, Maryland and DC. Blue Ridge is a top-rated independent insurance agency which is also proud to be a Dave Ramsey Endorsed Local Providers (ELP) for insurance.

You have questions. We have answers.

Many insurers select their policy too quickly after purchasing a car. Don’t choose your auto insurance without carefully looking at the details of the policy. Frontier can help you compare policies in minutes and get an affordable rate with coverage to protect you, your car and your passengers.

Home insurance policies will consider home improvements, your location, your health status, and how you secure your home. You can qualify for additional discounts by bundling your home and auto insurance, being a long-time customer, having a history of no claims, or choosing a higher deductible. Paying your premium in one lump sum Being a first-time homeowner Being married or widowed Living in an area with a Homeowners Association (HOA)

There are too many variables to simply estimate a cost. Insurance carriers can have complicated rating systems and require accurate information to determine an actual price. Frontier is happy to work on getting you a custom, accurate quote as quickly as possible.

Explore our resources

Learn about insurance basics and beyond with these resources from our experts
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