How will commercial insurance protect my business?

As a business owner, you wear many hats. You have to keep your customers happy, support operations and maintain your reputation, all while keeping your eye on the bottom line. One of your most important responsibilities, however, is to protect your company, your investment, and your employees from an unexpected loss.

The ideal solution is All Coverage Insurance powered by YourPolicy’s commercial insurance product. Our commercial insurance is designed to cover the unique risks that come with owning any business. Our friendly, professional agents can help you choose the right policy for your needs, tailored specifically for your business. With commercial insurance, you’ll have peace of mind knowing that you, your employees, and your customers are protected from unexpected events.

What type of insurance is available to protect my business and employees?

Below are some of the most common and most important insurance coverages that all businesses should consider.

For a free quote, call us today at 804-706-1766

Contractor

It doesn’t matter if you are an established Class-A, looking for a better price, or if you are small, just getting started — we have the expertise providing insurance services to cover everything from your tools and equipment to coverage for the building itself. We help you minimize your time and energy spent dealing with insurance so you can get back to doing what makes you money.

Trucking & Transportation

From new owner operators to logistics company with dozens of rigs on the road, we have some of the most competitive carriers in the industry ready to assist you in getting the correct coverages with the correct state and federal filings. It doesn’t matter if all you need is a bobtail for a single tractor or a fleet policy for a dozen tractors — we have your people, tractors – and even you – covered.

Hotel

With access to dozens of the top carriers, we have the right tools to cover everything from an inside corridor national franchise to an outside corridor small motel. With years of experience providing insurance services to franchisers, let our team help you simplify your business.

Convenience Store

Let our expert agents help you make sure that all those long hours you work aren’t wiped out by Mother Nature. With coverage for spoilage, signage, and theft, we will make sure that your business is covered correctly. With access to over a dozen of the top carriers, we will ensure that you receive the best price possible for quality coverage.

You have questions. We have answers.

Common Commercial Insurance Questions.

As an independent agency, YourPolicy represents over 100 insurance carriers and can receive quotes from top-tier companies like Allstate, Progressive and Travelers, to name just a few.

That depends on a variety of factors, but we can usually work with customers to establish a premium payment option.

Personal policies will not cover your truck for business use, but commercial policies will provide coverage for both personal and business use.

It depends on what types of commercial contracts YourPolicy is quoting. While commercial auto policy quotes are usually provided “same day,” other types of coverage quotes like admitted risks and non-admitted risks can take 2 – 5 days to receive.

Call us today at 804-706-1766

The most important factors that can positively and negatively affect your premium cost are lapse in coverage history, clean claim and operating histories, hiring practices, safety protocols, and length of business operations.