How will commercial insurance protect my business?
As a business owner, you wear many hats. You have to keep your customers happy, support operations and maintain your reputation, all while keeping your eye on the bottom line. One of your most important responsibilities, however, is to protect your company, your investment, and your employees from an unexpected loss.
The ideal solution is Greater Austin Insurance powered by YourPolicy’s commercial insurance product. Our commercial insurance is designed to cover the unique risks that come with owning any business. Our friendly, professional agents can help you choose the right policy for your needs, tailored specifically for your business. With commercial insurance, you’ll have peace of mind knowing that you, your employees, and your customers are protected from unexpected events.
What type of insurance is available to protect my business and employees?
Below are some of the most common and most important insurance coverages that all businesses should consider.
For a free quote, call us today at 512-714-2488
Business Owners Policy
At Greater Austin Insurance Agency, we can offer Business Owners Policy (BOP) insurance to many businesses in Austin and throughout the state of Texas. A BOP combines many different coverages into one policy to help protect your small to medium-size business assets.
Commercial Auto
Commercial Auto Insurance insures your vehicles for physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto policy. This type of business insurance covers a variety of vehicles and is also referred to as commercial car insurance, truck insurance, or fleet insurance. Our agents at Greater Austin Insurance Agency can help you find the coverage you may need for your business.
Contractos
Greater Austin Insurance Agency has experience in providing contractors general liability insurance and other coverages vital to contractors including builders risk insurance, commercial auto coverage, and insurance for tools and equipment. Texas Contractors Insurance can be very confusing at times, so we are here to assist you through the process of selecting the right coverage from the right company. We have many companies to help you find coverage that matches your needs at an affordable price. We have many years in the Construction insurance industry to evaluate your risk and solve the coverage needs of your construction company.
General Liability
There are many different plans and options when choosing a General Liability plan, and our experienced agents at Greater Austin Insurance Agency can assist you in finding the right plan at the right budget. If you have the right liability insurance plan in place, you can be protected if you face a lawsuit. Certain Austin, Texas businesses face more risk of accidents or injuries, so doing an analysis of your business can help in finding the best General Liability plan that fits your needs.
You have questions. We have answers.
Common Business Insurance Questions.
Greater Austin Insurance Agency can offer many different programs for different industries in Texas, in order to customize a package that fits your needs and industry. We take a proactive approach to our clients’ Workers Compensation challenges. We will work to reduce your insurance costs, thereby saving you money this year and years to come.
As an independent agency, YourPolicy represents over 100 insurance carriers and can receive quotes from top-tier companies like Allstate, Progressive and Travelers, to name just a few.
That depends on a variety of factors, but we can usually work with customers to establish a premium payment option.
Personal policies will not cover your truck for business use, but commercial policies will provide coverage for both personal and business use.
It depends on what types of commercial contracts YourPolicy is quoting. While commercial auto policy quotes are usually provided “same day,” other types of coverage quotes like admitted risks and non-admitted risks can take 2 – 5 days to receive.
Call us today at 512-714-2488
The most important factors that can positively and negatively affect your premium cost are lapse in coverage history, clean claim and operating histories, hiring practices, safety protocols, and length of business operations.