Frequently Asked Questions
Choosing the right auto insurance policy is essential to protecting your assets and managing your financial security. Our team in Spokane Valley, WA, partners with 30 top-rated insurance providers to offer a range of options tailored to your specific needs at a fair price. As your partner in coverage, we help you understand each option, assist with filing claims, and support you through the entire process if an incident occurs. Contact us today to get started with a free car insurance quote and find the right coverage for you.
Car insurance rates are determined by various factors, including your driving record, the type of vehicle you own, your location, and the coverage options you select. To choose the right auto insurance policy, it’s important to understand the types of coverage available and how they protect your assets. In Spokane Valley, WA, our independent agents work with over 30 top-quality insurance companies to help you find a plan that matches your specific needs and budget. We’re here to guide you through every step, from selecting the best coverage to assisting with claims and repairs.
Yes, you may qualify for home insurance discounts! At Associated Agent’s Group, we work with multiple providers to find the best coverage and discounts available to you. With over 20 years of experience and a commitment to serving clients in Spokane Valley and beyond, we help identify any applicable discounts based on factors like home safety features, bundling policies, and more. Reach out today to see how we can customize a policy to fit your needs and save you money.
The limits on your policy should be high enough to cover the cost of rebuilding your home at current market rates. Be careful not to buy insurance based on your mortgage as it may not cover the cost of rebuilding.
When you are buying life insurance, individual needs vary. We recommend that you talk with one of our licensed sales agents to help determine the right coverage for your lifestyle and your budget. It’s a good idea to consult your attorney or financial advisor for any financial planning advice.
Yes. Should your insurance needs change, you have the flexibility to convert your policy to whole or universal life at various times during the policy’s term. This benefit, however, does expire. If you do decide to convert your term policy to permanent insurance, you won’t have to take another medical exam or reapply.
If your coverage is rated based on the size of payroll, adding additional payroll costs should be reported right away so that your premium can be adjusted to reflect this change. This will invariably result in additional premium costs, and that increase will depend upon the type of business you are engaged in.
There are too many variables to simply estimate a cost. Insurance carriers can have complicated rating systems and require accurate information to determine an actual price. Associated Agents Group Inc is happy to work on getting you a custom, accurate quote as quickly as possible.
Let us find the right insurance policy for you.
Send us a message and we’ll get back to you with a custom policy that fits your unique needs.