Business liability insurance protects you from risks that are common to almost every business, no matter what your industry. It provides coverage for customer injury or damages to someone's property as well as accusations of libel or slander. This insurance is not typically required by law. Nevertheless, some business owners like fitness instructors and general contractors may need this coverage as part of license and certification requirements.

Workers’ compensation insurance protects employers from most lawsuits by injured employees. This insurance covers any occupational sickness or accident that occurs during the course of employment. If you protect your business with worker's compensation coverage, your employees relinquish the right to sue for negligence.

You are the key to the success of your business. Your involvement in everything from day-to-day operations to watching your bottom line is what keeps your business thriving. If you are temporarily disabled, don’t risk losing everything that is important to you, your family, and your employees. Business overhead expense insurance is designed to cover your operating expenses and keep your business running even when you’re not performing at your best.

Depending on your business, professional liability insurance can also be known as errors and omissions insurance or malpractice insurance. Professional liability insurance protects you from legal fees and financial loss if you work directly with customers or provide advice. Businesses that generally invest in this insurance are medical providers, attorneys, brokers, and financial service professionals. Professional liability insurance protects you from legal fees and financial loss if you work directly with customers or provide advice.

You don’t want your employees to be concerned about the high cost of medical care and prescription drugs. A group health insurance plan gives your employees the security to alleviate those worries and focus on the job at hand.