Get Affordable Insurance that Will Fit Your Unique Needs

We make finding affordable insurance easy. We shop the market for the provider with the lowest price to fit your needs.

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Great Customer Service Combined With Insurance Options as Unique as You

Homeowners Insurance

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Auto Insurance

An auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you’re financing a car, your lender may also have requirements.

Life Insurance

Life insurance offers essential financial protection for your loved ones, helping cover expenses and maintain stability in the event of an unexpected loss. Policies range from term life, offering coverage for a specific period, to whole life, which provides lifelong protection with added cash value benefits. Life insurance is a smart, forward-looking safeguard, ensuring peace of mind and security for those who depend on you.

Business Owners Insurance

As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel — liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.

Select Available Carriers

We give you more carrier choices than anyone else. Here are just a few.

Acuity

Allstate

American Reliable

Bristol West

CNA SURETY

Dairyland

Foremost Insurance

Hagerty

USLI

Merlinsky Insurance Agency

Merlinsky Insurance is a full-service independent agency dedicated to meeting the insurance needs of individuals and businesses in our community. With decades of combined experience, our team is committed to providing reliable and personalized solutions for both personal and commercial insurance. We take pride in offering expertise and care to help protect what matters most to you.

You have questions. We have answers.

Many insurers select their policy too quickly after purchasing a car. Don’t choose your auto insurance without carefully looking at the details of the policy. Frontier can help you compare policies in minutes and get an affordable rate with coverage to protect you, your car and your passengers.

Home insurance policies will consider home improvements, your location, your health status, and how you secure your home. You can qualify for additional discounts by bundling your home and auto insurance, being a long-time customer, having a history of no claims, or choosing a higher deductible. Paying your premium in one lump sum Being a first-time homeowner Being married or widowed Living in an area with a Homeowners Association (HOA)

There are too many variables to simply estimate a cost. Insurance carriers can have complicated rating systems and require accurate information to determine an actual price. Frontier is happy to work on getting you a custom, accurate quote as quickly as possible.

Explore our resources

Learn about insurance basics and beyond with these resources from our experts.
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